How Financial Delinquency can affect Employment

Economic situation here in the country and the rest of the countries around the world has made a very unacceptable outturn. Despite the bail out plan the government has passed late last year and with President Obama backing the new stimulus plan, several areas of economy are still greatly affected. One of these areas is the employment. In the President’s address delivered two weeks ago, he admitted that the unemployment rate this quarter is the worst since the last economic downturn two decades ago. He also said that this decline in the employment is going to stay on for some quite time and recovery could be that hard.

All the more that this present problem is ever increasing in magnitude, many companies are still increasing security even to the process of employment. Background check is still a mandatory process to many companies in aide of proper employment to protect themselves from any chance of losing the moment that any past related felonies of applicants may happen in case they would be hired. But these moves pose great challenge to people seeking employment as well as to those who are already hired.

Normally, a background check only consists of a review process of past criminal records including convictions. Many state governments have their own legislations on background checking in order to advance equality and avoid discrimination. Most states allow background check to be conducted by the employer only if the applicant has been solicited of permission. And there are also laws that speak about relevance of the criminal charges or conviction to the job being applied for.

Credit background check was never famous as compared to national sex offender search and criminal background checking. However, in an account recorded by the USAToday in its website, a worker has been fired and been rehired but had been put on hold because of credit disputes that was been found out by the company he was involved with. According to the account, Rick Brooks, 45, has pending unpaid child support credit that amounts to more than $7,000. This was found out after the company, Transportation Security Administration conducted a background check to Brooks.

According to Brooks, the said amount was caused by his unfair firing in the company and the temporary job he got at UPS. Because he has not been rightfully paid and that he was fired, he was not able to settle the said amount.

TSA requires their employees to have no more than $5,000 debt in any banks or institutions, has no child care credits, and has clear credit background. According to the said company, such measure has been implemented so to lower chances of bribery among TSA’s employment especially that the department’s work has to concern domestic security. This mandate was after the incident 2 years ago when one employee of TSA had agreed to a passenger to enter illegally guns from Puerto Rico. During the investigation, such employee confessed that he only accepted the deal because he needs the money because he is currently under financial constraints.

Though credit pasts are not important to some companies, there are other institutions that require zero credit history spots in order to protect the main objective of the institutions. Though background check is a big help to companies, this should not be a threat to employees. The best thing to really get hired is to keep your history clean.